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Is travel insurance valid if the flight dates got rescheduled by the Airline?
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AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc.
But with regard to this question, say, my original stay in Italy and Athens falls between December 1 to December 20, and my travel insurance is valid during these dates. But their schedule change might make my stay fall between November 30 to December 21.
Now I'm yet to apply for Schengen visa too.
Would such a flight change be an issue during visa application and immigration?
Would flight company (AirItaly) offer any assistance in this regard?
schengen italy insurance cancellations
asked 5 hours ago
Aditya
1214
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Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
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up vote
4
down vote
favorite
AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc.
But with regard to this question, say, my original stay in Italy and Athens falls between December 1 to December 20, and my travel insurance is valid during these dates. But their schedule change might make my stay fall between November 30 to December 21.
Now I'm yet to apply for Schengen visa too.
Would such a flight change be an issue during visa application and immigration?
Would flight company (AirItaly) offer any assistance in this regard?
schengen italy insurance cancellations
asked 5 hours ago
Aditya
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
add a comment |Â
up vote
4
down vote
favorite
up vote
4
down vote
favorite
AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc.
But with regard to this question, say, my original stay in Italy and Athens falls between December 1 to December 20, and my travel insurance is valid during these dates. But their schedule change might make my stay fall between November 30 to December 21.
Now I'm yet to apply for Schengen visa too.
Would such a flight change be an issue during visa application and immigration?
Would flight company (AirItaly) offer any assistance in this regard?
schengen italy insurance cancellations
asked 5 hours ago
Aditya
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
AirItaly has some changes in their flight schedule and broke my itinerary which might already make me pay a lot to schedule other flights in my journey and spend money on hotels etc.
But with regard to this question, say, my original stay in Italy and Athens falls between December 1 to December 20, and my travel insurance is valid during these dates. But their schedule change might make my stay fall between November 30 to December 21.
Now I'm yet to apply for Schengen visa too.
Would such a flight change be an issue during visa application and immigration?
Would flight company (AirItaly) offer any assistance in this regard?
schengen italy insurance cancellations
schengen italy insurance cancellations
asked 5 hours ago
Aditya
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 5 hours ago
Aditya
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 5 hours ago
Aditya
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 5 hours ago
Aditya
1214
asked 5 hours ago
Aditya
1214
1214
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
New contributor
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
Aditya is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
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add a comment |Â
3 Answers
3
active
oldest
votes
up vote
2
down vote
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
answered 57 mins ago
Doc
67.2k3157254
add a comment |Â
up vote
0
down vote
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days.
Multiple reentries and departures are possible. The duration of stay(s)
will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
answered 4 hours ago
Bhushan Kale
1156
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
 |Â
show 2 more comments
up vote
0
down vote
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
answered 23 mins ago
JonathanReez♦
47k36215464
add a comment |Â
3 Answers
3
active
oldest
votes
3 Answers
3
active
oldest
votes
active
oldest
votes
active
oldest
votes
up vote
2
down vote
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
answered 57 mins ago
Doc
67.2k3157254
add a comment |Â
up vote
2
down vote
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
answered 57 mins ago
Doc
67.2k3157254
add a comment |Â
up vote
2
down vote
up vote
2
down vote
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
answered 57 mins ago
Doc
67.2k3157254
The one and only source of an answer for this question is your Insurance Policy itself. Either read the policy, and/or contact the insurance company to confirm whether you are covered, and/or how you can change your coverage dates.
Some policies will automatically extend the policy validity if the trip is extended by an event that is covered by the policy. So if a flight is cancelled and have to stay an additional day then you may be covered - however even if your policy does have such a provision it's possible that a schedule change in advance may not be covered by it.
Travel Insurance terms and conditions vary wildly between companies and even specific policies, so only the T&C's themselves or the company can help you.
answered 57 mins ago
Doc
67.2k3157254
answered 57 mins ago
Doc
67.2k3157254
answered 57 mins ago
Doc
67.2k3157254
answered 57 mins ago
Doc
67.2k3157254
67.2k3157254
add a comment |Â
add a comment |Â
up vote
0
down vote
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days.
Multiple reentries and departures are possible. The duration of stay(s)
will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
answered 4 hours ago
Bhushan Kale
1156
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
 |Â
show 2 more comments
up vote
0
down vote
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days.
Multiple reentries and departures are possible. The duration of stay(s)
will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
answered 4 hours ago
Bhushan Kale
1156
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
 |Â
show 2 more comments
up vote
0
down vote
up vote
0
down vote
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days.
Multiple reentries and departures are possible. The duration of stay(s)
will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
answered 4 hours ago
Bhushan Kale
1156
On the MAWISTA Visum Comfort that I have bought for my Schengen trip in Dec 2018, following has been indicated:
"For the insured person from visa requiring countries: Your insurance cover is valid within the period starting from 04.12.2018 until 03.12.2019 for multiple stays within the policy territory up to 8 days.
Multiple reentries and departures are possible. The duration of stay(s)
will be proven by the re-entry and departure stamps in the passport of the insured person."
I am not sure if you have the same insurance, but check for something similar mentioned on your insurance document, and if so, it should be valid provided you enter on or after the inception date (4th Dec for me) for upto a year..
answered 4 hours ago
Bhushan Kale
1156
edited 4 hours ago
answered 4 hours ago
Bhushan Kale
1156
answered 4 hours ago
Bhushan Kale
1156
answered 4 hours ago
Bhushan Kale
1156
1156
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
 |Â
show 2 more comments
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
That clause does not answer the question. It only says that the stamps serve as proof of the travel dates, not if you are covered.
– Jan Doggen
4 hours ago
1
1
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
I think it does. And what it says is you are allowed to enter for a period of 8 days on or after the inception date. For the OP, entering the day before the inception may cause an issue with regards to the insurance, in that, he may not be covered on Nov 30th. But if his insurance is valid for number of days of journey (including the changed dates), the dates of entry and exit dont matter as long as they fall within a one year period from the inception date and that the stamps on passport will indicate the actual entry and exit dates.
– Bhushan Kale
4 hours ago
1
1
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
Whether the OP's insurance will cover changed dates will be controlled by the terms of that insurance. In any event, I'd bet dollars to donuts that the airline's T&Cs will absolve the airline of this consequential liability.
– David
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
What is MAWISTA Visum Comfort? Is that (can that be) relevant to the OP?
– Jan Doggen
4 hours ago
1
1
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
@Bhushan Kale I believe the official site is schengen-visa-info.eu The site your comment links to is a commercial organisation (.eu versus .com)
– Traveller
3 hours ago
 |Â
show 2 more comments
up vote
0
down vote
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
answered 23 mins ago
JonathanReez♦
47k36215464
add a comment |Â
up vote
0
down vote
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
answered 23 mins ago
JonathanReez♦
47k36215464
add a comment |Â
up vote
0
down vote
up vote
0
down vote
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
answered 23 mins ago
JonathanReez♦
47k36215464
The solution to your problem is to just get the travel insurance for more days than the originally scheduled trip. For example, if you're traveling from Dec 1st to Dec 31st, get an insurance covering Nov 25th to Jan 5th. This way you're covered if something goes wrong on either side of your trip. Given that travel insurance is usually very cheap, padding it with a few extra days usually won't make a dent in your budget, especially compared to the price of the ticket itself.
The same issue arises all the time with things other than travel insurance: visas, hotel bookings, car rentals, important business meetings, etc. And the solution is always the same - give yourself some breathing room rather than relying on everything going perfectly according to plan.
answered 23 mins ago
JonathanReez♦
47k36215464
answered 23 mins ago
JonathanReez♦
47k36215464
answered 23 mins ago
JonathanReez♦
47k36215464
answered 23 mins ago
JonathanReez♦
47k36215464
47k36215464
add a comment |Â
add a comment |Â
Aditya is a new contributor. Be nice, and check out our Code of Conduct.
Aditya is a new contributor. Be nice, and check out our Code of Conduct.
Aditya is a new contributor. Be nice, and check out our Code of Conduct.
Aditya is a new contributor. Be nice, and check out our Code of Conduct.
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