Contract worker - stolen items off site: How to ask for reimbursement
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I was in Mexico working as a contract employee for a US tool company.
I went to lunch with one of the workers at the plant I was contracted to work at.
I locked up my back pack with my laptop phone and other items in his trunk.
Thieves broke into his trunk and stole my stuff about $3,000. worth.
I realize I was on my personal time and personal stuff and off site at a restaurant.
I'd like to ask my employer to cover the costs. What is the best way to approach them about it?
legal reimbursement independent-contractor
 |Â
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up vote
5
down vote
favorite
I was in Mexico working as a contract employee for a US tool company.
I went to lunch with one of the workers at the plant I was contracted to work at.
I locked up my back pack with my laptop phone and other items in his trunk.
Thieves broke into his trunk and stole my stuff about $3,000. worth.
I realize I was on my personal time and personal stuff and off site at a restaurant.
I'd like to ask my employer to cover the costs. What is the best way to approach them about it?
legal reimbursement independent-contractor
6
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
1
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40
 |Â
show 5 more comments
up vote
5
down vote
favorite
up vote
5
down vote
favorite
I was in Mexico working as a contract employee for a US tool company.
I went to lunch with one of the workers at the plant I was contracted to work at.
I locked up my back pack with my laptop phone and other items in his trunk.
Thieves broke into his trunk and stole my stuff about $3,000. worth.
I realize I was on my personal time and personal stuff and off site at a restaurant.
I'd like to ask my employer to cover the costs. What is the best way to approach them about it?
legal reimbursement independent-contractor
I was in Mexico working as a contract employee for a US tool company.
I went to lunch with one of the workers at the plant I was contracted to work at.
I locked up my back pack with my laptop phone and other items in his trunk.
Thieves broke into his trunk and stole my stuff about $3,000. worth.
I realize I was on my personal time and personal stuff and off site at a restaurant.
I'd like to ask my employer to cover the costs. What is the best way to approach them about it?
legal reimbursement independent-contractor
edited Aug 14 at 14:15
Myles
25.9k660106
25.9k660106
asked Aug 13 at 18:21
falcon
351
351
6
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
1
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40
 |Â
show 5 more comments
6
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
1
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40
6
6
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
1
1
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40
 |Â
show 5 more comments
3 Answers
3
active
oldest
votes
up vote
15
down vote
You can ask. The worst thing that will happen is that they say no.
I once had an employer cover costs incurred from a lost passport when travelling for business. I figured it was a long shot but I pitched the idea as "If I weren't travelling for work this would have been safely locked up in my home" and they agreed.
As a non-Workplace SE point if they don't cover you it's worthwhile checking any insurance that you have to see if it may apply. My home insurance covers theft of my property even if it isn't stolen from my home.
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
add a comment |Â
up vote
3
down vote
You’ll need to check what your insurance covers you for whilst away.
I’m not sure whether locking them in the trunk would have been covered but it’s worth checking. No one will be able to advise until you've has the conversation with your employer about cover.
add a comment |Â
up vote
3
down vote
Question can I get my employer who sent me to Mexico to pay for these
items?
Most likely, you are out of luck. It's worth a check to see if they have an insurance policy to cover that sort of thing, but as a contractor I bet it is up to you to have this type of insurance coverage for your equipment and not the company who contracted with you.
As an employee, you would need to be familiar with your companies policies and such, but most importantly you would be carrying around the companies equipment and not your own.
add a comment |Â
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3 Answers
3
active
oldest
votes
3 Answers
3
active
oldest
votes
active
oldest
votes
active
oldest
votes
up vote
15
down vote
You can ask. The worst thing that will happen is that they say no.
I once had an employer cover costs incurred from a lost passport when travelling for business. I figured it was a long shot but I pitched the idea as "If I weren't travelling for work this would have been safely locked up in my home" and they agreed.
As a non-Workplace SE point if they don't cover you it's worthwhile checking any insurance that you have to see if it may apply. My home insurance covers theft of my property even if it isn't stolen from my home.
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
add a comment |Â
up vote
15
down vote
You can ask. The worst thing that will happen is that they say no.
I once had an employer cover costs incurred from a lost passport when travelling for business. I figured it was a long shot but I pitched the idea as "If I weren't travelling for work this would have been safely locked up in my home" and they agreed.
As a non-Workplace SE point if they don't cover you it's worthwhile checking any insurance that you have to see if it may apply. My home insurance covers theft of my property even if it isn't stolen from my home.
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
add a comment |Â
up vote
15
down vote
up vote
15
down vote
You can ask. The worst thing that will happen is that they say no.
I once had an employer cover costs incurred from a lost passport when travelling for business. I figured it was a long shot but I pitched the idea as "If I weren't travelling for work this would have been safely locked up in my home" and they agreed.
As a non-Workplace SE point if they don't cover you it's worthwhile checking any insurance that you have to see if it may apply. My home insurance covers theft of my property even if it isn't stolen from my home.
You can ask. The worst thing that will happen is that they say no.
I once had an employer cover costs incurred from a lost passport when travelling for business. I figured it was a long shot but I pitched the idea as "If I weren't travelling for work this would have been safely locked up in my home" and they agreed.
As a non-Workplace SE point if they don't cover you it's worthwhile checking any insurance that you have to see if it may apply. My home insurance covers theft of my property even if it isn't stolen from my home.
answered Aug 13 at 18:55
Myles
25.9k660106
25.9k660106
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
add a comment |Â
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
Worth noting that even most basic renter insurance will cover theft of items left in car after paying the deductible.That's usually required by most rent controlled places. Be sure to get a police report as they'll want to see that.
– Dan
Aug 14 at 14:52
add a comment |Â
up vote
3
down vote
You’ll need to check what your insurance covers you for whilst away.
I’m not sure whether locking them in the trunk would have been covered but it’s worth checking. No one will be able to advise until you've has the conversation with your employer about cover.
add a comment |Â
up vote
3
down vote
You’ll need to check what your insurance covers you for whilst away.
I’m not sure whether locking them in the trunk would have been covered but it’s worth checking. No one will be able to advise until you've has the conversation with your employer about cover.
add a comment |Â
up vote
3
down vote
up vote
3
down vote
You’ll need to check what your insurance covers you for whilst away.
I’m not sure whether locking them in the trunk would have been covered but it’s worth checking. No one will be able to advise until you've has the conversation with your employer about cover.
You’ll need to check what your insurance covers you for whilst away.
I’m not sure whether locking them in the trunk would have been covered but it’s worth checking. No one will be able to advise until you've has the conversation with your employer about cover.
answered Aug 13 at 18:28
andtodd
1,6434418
1,6434418
add a comment |Â
add a comment |Â
up vote
3
down vote
Question can I get my employer who sent me to Mexico to pay for these
items?
Most likely, you are out of luck. It's worth a check to see if they have an insurance policy to cover that sort of thing, but as a contractor I bet it is up to you to have this type of insurance coverage for your equipment and not the company who contracted with you.
As an employee, you would need to be familiar with your companies policies and such, but most importantly you would be carrying around the companies equipment and not your own.
add a comment |Â
up vote
3
down vote
Question can I get my employer who sent me to Mexico to pay for these
items?
Most likely, you are out of luck. It's worth a check to see if they have an insurance policy to cover that sort of thing, but as a contractor I bet it is up to you to have this type of insurance coverage for your equipment and not the company who contracted with you.
As an employee, you would need to be familiar with your companies policies and such, but most importantly you would be carrying around the companies equipment and not your own.
add a comment |Â
up vote
3
down vote
up vote
3
down vote
Question can I get my employer who sent me to Mexico to pay for these
items?
Most likely, you are out of luck. It's worth a check to see if they have an insurance policy to cover that sort of thing, but as a contractor I bet it is up to you to have this type of insurance coverage for your equipment and not the company who contracted with you.
As an employee, you would need to be familiar with your companies policies and such, but most importantly you would be carrying around the companies equipment and not your own.
Question can I get my employer who sent me to Mexico to pay for these
items?
Most likely, you are out of luck. It's worth a check to see if they have an insurance policy to cover that sort of thing, but as a contractor I bet it is up to you to have this type of insurance coverage for your equipment and not the company who contracted with you.
As an employee, you would need to be familiar with your companies policies and such, but most importantly you would be carrying around the companies equipment and not your own.
answered Aug 13 at 18:36


Mister Positive
54k27177221
54k27177221
add a comment |Â
add a comment |Â
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6
This will probably come down to the insurance or discretion of your employer.
– Dukeling
Aug 13 at 18:28
§3000 is a lot of money. COmpany stuff? Because otherwise as employer I would ask you why you walk around with pro camera equipment and no insurance or something like that.
– TomTom
Aug 13 at 18:30
@TomTom macbook+iphone is already around 3000$, you don’t need special camera gear to reach that sum
– eballes
Aug 13 at 18:36
Yeah, except if you travel for company I would assume the laptop is owned by the company. And eriously, 3000 is mor elow end cameras. But then, why the **** no proper insurance?
– TomTom
Aug 13 at 18:39
1
Just to be clear, the OP is a contractor, not an employee of the company they are doing work for.
– Mister Positive
Aug 13 at 18:40